Stop leaving
money on the table. Built by a claims industry veteran — engineered specifically to help contractors win more from every job and every carrier.

The Money Being Left Behind

The average claims contracting business with $1.5 million to $3 million in annual revenue is leaving $40,000 to $80,000 per year on the table through four primary channels (Chosen Local analysis): jobs that are not supplemented at all (typically 60 to 80 percent of eligible jobs go without a supplement), RCV holdbacks that are approved but never collected (averaging $3,000 to $8,000 per job, based on Chosen Local holdback data), leads that come in during storm surges when phones cannot be answered (30 to 50 percent missed call rate during peak storm events (industry observation)), and approved line items that never make it onto the final invoice because billing is handled by someone who did not read the carrier estimate carefully.

None of these losses require a bad job or a bad carrier relationship to happen. They happen because insurance-driven contracting generates more operational complexity than a small business can manage manually. The money is available. It is just not being collected.

How the Platform Collects It

The Chosen Local platform addresses each loss channel with a specific automated system. The Xactimate supplement tracker flags every job for supplement review and routes the job to the Chosen Local supplement writing team when the contractor uses the managed service. The holdback tracker records every depreciation holdback and automatically requests release at job completion. The AI voice agent answers every call during storm surges with zero hold time. The estimate-to-invoice reconciliation module compares the approved carrier estimate against the final invoice and flags missing line items before billing.

These four systems running simultaneously on the same business create compounding recovery effects. A contractor who supplements consistently, collects every holdback, answers every storm call, and invoices every approved line item operates at a structurally different margin than one who does not — typically 8 to 15 percentage points higher gross margin on the same revenue.

What types of contractors does Chosen Local serve?

Roofing contractors, water damage restoration companies, fire damage restoration companies, mold remediation businesses, and public adjusters who run insurance claims work. The platform is designed specifically for contractors whose revenue depends on insurance claim approvals and who deal with Xactimate estimates, ACV/RCV payments, and carrier supplement processes.

How is Chosen Local different from JobNimbus or AccuLynx?

JobNimbus and AccuLynx are job management CRMs. Chosen Local is an AI operations automation platform that works alongside those systems. Chosen Local handles the work that happens around jobs: answering phones, tracking insurance payments, reading carrier PDFs, communicating with homeowners and carriers, and managing the supplement and holdback collection process. Our abstraction layer connects to the contractor's existing CRM rather than replacing it.

How quickly do clients typically see ROI?

Most clients recover their platform cost within 60 to 90 days through supplement recoveries and holdback collections that were being left behind before the platform. The exact timeline depends on the contractor's current supplementing rate, holdback balance, and call volume — contractors who were supplementing zero percent of jobs and had significant uncollected holdbacks see the fastest ROI. The managed supplement service typically generates positive ROI on the first job submitted.

Does Chosen Local work for public adjusters?

Yes. Public adjusters use the Chosen Local supplement service for carrier estimate review and supplement writing, the AI voice agent for client intake calls, the document management system for organizing claim files, and the carrier follow-up automation for persistent adjuster communication. The platform adapts to the public adjuster's workflow — representing the insured rather than a contractor — with configuration adjustments made during deployment.